Skip to main content

Michael Traxler Wealth Management, LLC

The Value of Your Money & Inflation

Person holds a postage stamp.Yesterday, I noticed an older stamp in my desk drawer dated 2009. I could see that the cost of the stamp was 44 cents back then. That very same stamp purchased today is 55 cents for the exact same service! That’s an increase of 2.4% per year. Why is this? One word… INFLATION!

It’s not that prices are rising… it’s that the purchasing power of your money is declining. It’s an invisible thief, so to speak. With interest rates this low, cash sits in the savings account eroding in value, year after year. This is why we invest! To keep our money from eroding in value over long periods of time. It’s an opportunity to try and grow it. Having an emergency fund is fine, but keeping too much excess cash in savings can work against you. It’s like a water bucket with a small crack in it sitting in the lawn. You can’t see it, but the water is escaping.

Don’t let your hard earned money be subject to losing its value. Talk to an experienced financial advisor to see what your options are and how you can invest your funds. Call Michael Traxler Wealth Management, LLC at 952-758-8060 for a free consultation or email

Advisory Services offered through Michael Traxler Wealth Management, LLC, a Registered Investment Advisor in the State of Minnesota.