Hello Again - Generally speaking this means lower prices at the pump which is good news right?  Here’s what else it may mean:

Economics 101:

Lower oil prices = lower inflation = lower interest rates = higher bond prices and potentially higher valuations for stock prices!

That’s right.  Interest rates directly affect the price of stocks and bonds as a whole.  As rates went up, we all got banged around a little.  Now if they can come down some, we think that will put the wind at our backs!

Hang in there everyone and start getting ready to celebrate a happy and Holy Christmas.

Best Regards,

Mike